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Employment Practices Liability Insurance (EPLI)
Even a single employee claim, founded or not, can be costly to defend and damaging to your reputation.
Employment Practices Liability Insurance (EPLI) protects your business from lawsuits related to wrongful termination, discrimination, harassment, and other workplace issues.
At Trailstone Insurance Group, we help you choose coverage that safeguards both your company and your employees, so you can focus on running your business with confidence.
Because Managing Employees Always Carries Risk
Running a business means managing people, and people bring both value and risk. Even the most respectful, well-run workplaces can face accusations that end up in court. EPLI helps protect your business when workplace conflicts turn into legal claims.
Coverage for sensitive situations
Allegations of harassment, discrimination, wrongful termination, or unfair pay can be among the most costly challenges a business faces. EPLI helps address these head-on.
Defense for your business
Even if the claim has no merit, attorney fees, court costs, and settlements can add up quickly. EPLI gives you the resources to respond effectively.
Protection for businesses of all sizes
Small and midsize companies often have more exposure because they lack in-house HR or formal legal teams. EPLI acts as a safety net before issues escalate.
Protection Against a Wide Range of Workplace Claims
An EPLI policy can help defend your business against costly and time-consuming employment-related lawsuits:
Wrongful Termination
Claims that an employee was fired without just cause or in violation of law.
Discrimination
Allegations based on race, gender, age, religion, disability, or other protected status.
Sexual Harassment
Claims of unwanted advances, comments, or a hostile work environment.
Retaliation
Accusations that you punished an employee for reporting illegal conduct or exercising legal rights.
Failure to Promote
Claims that advancement opportunities were unfairly denied.
Invasion of Privacy
Allegations that you mishandled or improperly shared personal employee information.
When the Breakroom Becomes the Courtroom
It starts with a letter or an email.
A former employee says they were treated unfairly. Maybe they believe they were let go for the wrong reason, denied a promotion, or paid less than they deserved. You remember the situation differently, but that does not stop the process from moving forward.
In that moment, the focus shifts from growing your business to defending it. Legal fees, court costs, and settlement demands start to pile up, even if you have done nothing wrong.
EPLI is there to protect your finances and your reputation so one claim does not become the turning point you never wanted.
Our Simple process
Your Path to finding the Best Employment Practices Liability Insurance
Getting the right insurance should not be confusing or stressful. With our four-step process, you get protection you can trust and the confidence of knowing that when disaster strikes, so that you know you are covered the right way.
We Listen First
You want to protect your business, but you’re not sure where to start. That’s where we come in.
Because before we can protect your business, we need to know your business.
Let Us Do The Heavy Lifting
You stay focused. We handle the details. You’ll receive real options built around your needs, not just your business type.
With access to 100+ carriers and strong industry relationships, we deliver quotes tailored to your business.
Clear, Comparable Options
We explain how each policy works with real claim examples, share our honest recommendation, and answer every question on the spot.
You’ll know exactly what you’re buying and why.
Switch With Confidence. We’ll Handle the Rest.
You choose the coverage, we handle the rest. From final negotiations to certificates.
When you have a question, we’re here to help.
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