Search for topics or resources
Enter your search below and hit enter or click the search icon.
Skip to main content
Existing Clients:
Personal
Commercial
Commercial
Pricing
Service Areas
About
Earthquake Insurance, Protect Your Foundation and Your Future
An earthquake can shake more than the ground, it can shake your financial stability. Standard homeowners and commercial property policies exclude earthquake damage, leaving you responsible for costly repairs and replacements.
Earthquake Insurance helps cover the cost of rebuilding your structure, replacing damaged belongings, and keeping life or business moving after a seismic event. Trailstone helps you choose coverage tailored to your property, location, and budget, so you’re ready when the unexpected hits.
Protection When the Ground Shakes
Earthquake Insurance covers damage caused by seismic activity, something most standard home policies do not include.
Coverage for your home
Pays for repairs to your home’s structure, from foundation cracks to collapsed walls.
Protection for your belongings
Helps replace furniture, appliances, and personal items damaged during a quake.
Support for living expenses
Covers temporary housing and related costs if your home is unsafe after an earthquake.
Coverage That Helps You Recover Faster
Earthquake Insurance provides targeted protection for the damage and costs a quake can cause, costs your regular policy won’t pay for.
Structure Repair
Coverage for your home, building, and foundation.
Personal Property
Replacement of belongings like furniture, electronics, and inventory.
Loss of Use
Hotel stays, meals, and rental costs if you can’t use your property.
Debris Removal
Clearing rubble and damaged materials from your property.
Code Upgrade Costs
Meeting newer building codes during repairs or rebuilding.
Detached Structures
Garages, sheds, fences, retaining walls, and other outbuildings.
The Shake You Never Saw Coming
You do not have to live next to a fault line to feel the impact of an earthquake. Even small quakes can cause costly damage to your home’s structure and your peace of mind.
Why homeowners are often unprepared
- Standard home insurance does not cover earthquake damage
- Minor tremors can weaken a home without visible signs until repairs are expensive
- Rebuilding after a major quake can cost more than the home’s value
Earthquake Insurance gives you the means to recover without financial ruin, no matter how unexpected the quake.
.jpg?width=555&height=617&name=earthquake-insurance-stack%20(1).jpg)
Answers you can trust, whenever you need them.
Explore Home Insurance in the Learning Center
Insurance shouldn't feel confusing. Our Learning Center gives you clear, helpful information so you can make confident choices about your coverage.
.jpg)
.jpg)
.jpg)