Insurance Solutions for Utah Families and Businesses

Q: What insurance does Trailstone provide in Utah?

Auto, home, condo, renters, umbrella, landlord, RV, life, and commercial.

Q: What is the minimum auto requirement in Utah?

25/65/15 liability plus $3,000 PIP (Utah is a no-fault state).

Q: Does Utah insurance cover wildfire damage?

Yes, but wildfire zones may face higher premiums or limited carrier options.

From the Wasatch Front to red rock country, Utah is a state of contrasts, and unique insurance needs. Trailstone Insurance Group proudly serves Utah residents with personalized coverage options that fit the risks of mountain living, fast-growing cities, and desert climates.

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Insurance Designed for Utah’s Unique Landscape

Utah’s diverse geography brings diverse risks. Heavy winter snow in the north, flash flooding in the south, and population growth along the Wasatch Front all affect how families and businesses need to protect themselves.

Trailstone understands these challenges and works with top carriers to provide solutions, whether you’re commuting in Salt Lake City, running a business in Provo, or enjoying retirement in St. George.

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Serving Communities from the Wasatch Front to the Red Rocks

No matter where you live in Utah, Trailstone Insurance understands your community and the risks that come with it.

Salt Lake City

The state capital and largest metro, where urban growth meets winter storms and seismic risk.

Provo

A thriving college and tech town, with unique insurance needs for families, students, and entrepreneurs.

Park City

A world-renowned ski town, where vacation homes, rentals, and tourism businesses need specialized protection.

St. George

One of the fastest-growing cities in the U.S., with hot summers and flash-flood risks.

Ogden

A historic railroad city with easy access to ski resorts and outdoor recreation, needing flexible coverage.

Moab

A tourism and adventure hub near Arches and Canyonlands, with coverage needs for both residents and businesses.

Hear from current clients

"Amazing group! Laura Lenz, was great at taking my existing situation and turning it around and putting me in a better position than I would’ve otherwise been in. I look forward to working with her over the years."

— Jay B. Provo, UT

Our Simple process

Let’s Find the Right Coverage for Your Utah Life

We are here to help you protect what matters most while staying on track with your financial goals. Contact us today and take the next step toward security and peace of mind.

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Common Questions from Our Customers

FAQs

At Trailstone Insurance Group, we believe insurance shouldn’t be complicated. Below are some of the most common questions we hear from customers. If you don’t see your question here, feel free to contact us or speak directly with an agent, we’re here to help.

What insurance does Trailstone provide in Utah?

What is the minimum auto requirement in Utah?

Does Utah insurance cover wildfire damage?