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Can I Insure My Company Car on My Personal Auto Policy?

October 23rd, 2025

0 min. read

By Mark Rodgers

Can I Put My Company Car on My Personal Auto Policy? 🚘🏢

Business owners, listen up! If you're trying to save money by insuring your company car on your personal auto policy, you might be setting yourself up for a costly denial. In this video, we’re breaking down what’s allowed, what’s risky, and what coverage options you actually have.

✔️ Why personal policies often exclude business-owned vehicles
✔️ What critical coverages you're likely missing
✔️ How to close gaps with endorsements like Extended Non-Owned Auto
✔️ When HNOA (Hired & Non-Owned Auto) coverage is necessary
✔️ When it’s time to switch to full commercial auto insurance

💡 Pro Tip: A personal policy might cost less—but if it won’t pay out in a claim, it could cost you everything. Get the facts first.