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Insure Your Masterpiece, Not Just Your Ride
Whether it's a vintage icon or a sleek exotic, some cars do more than drive, they define you. Standard insurance often misses the mark, offering only depreciated value and limited repair options.
Specialized insurance fills the gap with agreed-value coverage, access to expert restoration shops, and protection designed for occasional use. Let’s make sure your car is covered like the investment, and passion, it truly is.
Classic Car Insurance Designed for the Way You Drive
Owning a classic car is not just about getting from one place to another. It is about preserving history, protecting value, and enjoying every drive with confidence and coverage that fits your vehicle's true worth.
Tailored Coverage for Every Classic
Classic car insurance is not one-size-fits-all. You can customize your policy to match the unique value, condition, and use of your vehicle.
Agreed Value Protection
In a total loss, you receive the full agreed-upon value of your car, not a depreciated estimate. This ensures you are paid what the car is truly worth.
Spare Parts Are Protected
Many vintage vehicles need rare or expensive parts. Your policy can include coverage for spares, keeping repairs affordable and your restoration projects moving forward.
Roadside Help When You Need It
Classic cars break down for different reasons than modern vehicles. Specialized roadside assistance gives you confidence every time you take it out for a drive.
Coverage During Restoration
If your classic is a work in progress, restoration coverage protects the investment you are making along the way. This includes parts, labor, and materials.
Custom Mods? You Are Covered
Your upgrades and custom touches deserve coverage too. With customization protection, aftermarket modifications and unique features can be included in your policy.
How Classic Car Insurance Differs from Standard Auto Coverage
Classic cars aren’t daily drivers—and they shouldn’t be insured like one. Standard auto policies are built for commuting vehicles that lose value over time, while classic car insurance is designed to protect collectible cars with unique value, limited use, and specialized care.
Key Differences:
- Agreed Value: Get the full insured value in a total loss—not a depreciated payout.
- Low Mileage: Built for limited use, which often means lower premiums.
- Restoration Coverage: Protects in-progress builds and rare spare parts.
- Expert Claims Handling: Adjusters trained to value and repair collector vehicles properly.
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Our Simple process
Your Path to the Best Classic Car Insurance
Getting the right insurance should not be confusing or stressful. With our four-step process, you get protection you can trust and the confidence of knowing that when disaster strikes, so that you know you are covered the right way.
Start With a 15-Minute Call
No one else has your exact life, your business, or your priorities. On this call, we dig into what matters most to you and build a policy around it. No generic quotes. No guessing. Just coverage that’s right for you.
Know Your Options. Protect What Matters.
We check with 40+ A-rated carriers and send a simple video that explains your best coverage options, so you can choose confidently without feeling rushed or pressured.
Make a Confident Choice
After reviewing your options, we make adjustments as needed so your policy fits just right. No more paying for the wrong coverage or putting off peace of mind.
Switch With Confidence. We’ll Handle the Rest.
Forget the hassle of starting over. We make sure your new coverage is in place and your transition is seamless, because getting protected should feel easy.
Answers you can trust, whenever you need them.
Explore Classic Car Insurance in the Learning Center
Insurance shouldn't feel confusing. Our Learning Center gives you clear, helpful information so you can make confident choices about your coverage.
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