Top 5 Mistakes When Purchasing Homeowners’ Insurance

Top 5 Mistakes When Purchasing Homeowners’ Insurance – Avoid Costly Errors!

Imagine buying homeowners’ insurance thinking you're covered—only to find out, after a claim, that you’re missing something crucial. 😱 Two out of three U.S. homes are underinsured—don’t let that be you!

✔️ Mistake #1: Not buying enough coverage—why replacement cost matters more than market value.
✔️ Mistake #2: Not knowing what’s covered (or excluded!)—floods, earthquakes, and sewer backups may not be included.
✔️ Mistake #3: Not shopping around—how comparing policies can save you thousands.
✔️ Mistake #4: Failing to update your policy—life changes, and so should your coverage!
✔️ Mistake #5: Ignoring discounts—bundling, security systems, and other smart savings tips.

💬 Have you ever been surprised by what your homeowners’ insurance didn’t cover? Share your story in the comments!