The Most Misunderstood Insurance Coverage: UM/UIM

🚗 Did you know 1 in 8 drivers on the road have NO car insurance? And even if they do, it might not be enough to cover your damages. That’s where Uninsured and Underinsured Motorist (UM/UIM) Coverage comes in—but most people don’t fully understand it!

✔️ What is UM/UIM coverage? How it protects you from uninsured & underinsured drivers.
✔️ The biggest myths—isn’t it already included in "full coverage"? (Spoiler: It’s not.)
✔️ Why YOU need it—from medical bills to hit-and-runs, this coverage could save you thousands!

💬 Do you have UM/UIM on your policy? Drop a comment below if you’re unsure, and we’ll help!