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November 17th, 2025
0 min. read
By Mark Rodgers
Windshields have become much more expensive over the last five years, leaving many drivers wondering: “Does my insurance cover a windshield repair or replacement?” And, if it does, “Will it affect my rates?” Let’s clear this up.
✔️ What’s covered: Learn when comprehensive insurance pays for repairs or replacements.
✔️ Repair vs. replacement: Understand the difference in coverage for small cracks vs. full replacements.
✔️ Impact on rates: Find out if filing a claim for your windshield will cause your premiums to rise.
💬 We want to hear from you! Have questions or experiences with windshield repairs and insurance? Share in the comments below!