Insuring a Car You Don’t Own: What You Need to Know

Can You Insure a Car Not in Your Name? 🚗❓

Can you insure a car that’s not registered in your name? Whether it’s a family car, company vehicle, or borrowed ride, the rules aren’t always straightforward. Some insurers say no, others say yes—so let’s break down your real options.

✔️ Why “insurable interest” matters (and why insurers care)
✔️ When it’s legal and possible to insure a non-owned car
✔️ Workarounds: co-titling, non-owner insurance, adding to the owner’s policy
✔️ Gaps in coverage you need to watch for
✔️ Who this impacts most—teens, borrowers, employees, and more

💡 Driving a car you don’t own? Don’t assume you’re covered. There are ways to get the protection you need without risking denied claims or paying out of pocket.