Skip to main content

Home Insurance Costs: Why Roof Shape Matters More Than You Think

October 21st, 2025

0 min. read

By Mark Rodgers

Gable vs. Hip Roofs: How Your Roof Shape Affects Your Insurance Rates!

Ever wonder why your roof shape impacts your insurance rates? 🏠 Gable? Hip? Sounds like a geometry test, right? But trust me, this is one test you want to pass! Stick around, because by the end of this video, you’ll know the difference AND how it affects your insurance bill!

✔️ What’s a gable roof? The classic triangle shape—and why it’s riskier for wind damage.
✔️ What’s a hip roof? A more wind-resistant design that could lower your insurance premium.
✔️ How to save: Tips to reinforce your roof and ask your insurer about discounts!

💬 Now that you know, take a peek at your roof—gable or hip? Comment below!