Does Your Auto Insurance Cover Rental Cars?

Does My Personal Auto Insurance Cover a Rental Car? 🚗💥

You’re at the rental car counter, excited to hit the road, and then comes that question: “Would you like to add rental insurance?” Most people assume their personal auto insurance will cover everything—but that assumption could cost you big.

In today’s video, we break down how your personal car insurance actually works with rental cars, what it does (and doesn’t) cover, and when saying yes to rental company coverage might save you from major headaches.

✔️ When your personal auto insurance does apply
✔️ Why “loss of use” and admin fees could catch you off guard
✔️ What rental car insurance packages really cover
✔️ Real-world examples of renters who saved—or paid the price
✔️ How to make the smartest, stress-free decision before your next trip

💡 Planning a vacation? Don't risk your wallet. Make sure you know what your policy covers before renting a car.