Does Umbrella Insurance Cover Your Wedding Ring? Let’s Clear This Up

Recently, a new customer asked us, “Does my umbrella insurance policy cover my wedding ring?” Their previous agent told them, “Umbrella insurance covers everything.” 😬 OH boy, this is bad advice!

✔️ What does umbrella insurance actually cover? Learn about its true purpose—liability protection, not personal property.
✔️ Why your wedding ring isn’t included: Understand the limitations and what type of coverage you really need.
✔️ How to protect valuables: Tips for adding scheduled personal property coverage to your policy.

💬 We want to hear from you! Have questions about what your umbrella policy covers? Drop them in the comments below!