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Ditch State Farm in 2024: Dave Ramsey's Surprising Alternative!

October 16th, 2025

0 min. read

By Mark Rodgers

In the world of personal finance, Dave Ramsey is a household name. Known for his no-nonsense approach to money management, Ramsey’s advice has helped millions take control of their finances. But have you ever wondered why he doesn’t endorse captive insurance agencies like State Farm? 🤔

✔️ Dave’s financial philosophy: Why independent options align with his principles.
✔️ The captive vs. independent debate: Learn the key differences between these types of agencies.
✔️ Why Trailstone Insurance Group: How our commitment to finding the best coverage and rates for YOU fits into Ramsey’s values.