If the state is requiring you to file an SR-22, it probably means you are facing a situation that feels overwhelming. Whether it is from a DUI, an accident, or a lapse in coverage, you now need to prove financial responsibility so you can restore your driving privileges.
You are not alone. Many people have been in your position and found a way through.
Filing an SR-22 is simpler than it sounds, we file it on your behalf. You can meet the state’s requirements, find coverage that fits, and get back on the road with confidence and clarity. All it takes is the right support and a clear path forward.
An SR-22 is a form your insurance company files with the state to prove you meet minimum coverage requirements.
It is usually required when the state views you as a high-risk driver and wants to verify your financial responsibility.
Top Questions About SR-22:
Drivers who have had serious violations such as a DUI, driving without insurance, paying child support, or multiple traffic offenses may be required to carry an SR-22 to reinstate or maintain their license.
Most states require you to maintain it for about three years, but the exact time depends on your violation and state rules.
The SR-22 filing fee is minimal, but your premium may increase based on your driving record and risk level.
Getting the right insurance should not be confusing or stressful. With our four-step process, you get protection you can trust and the confidence of knowing that when disaster strikes, so that you know you are covered the right way.
No one else has your exact life, your business, or your priorities. On this call, we dig into what matters most to you and build a policy around it. No generic quotes. No guessing. Just coverage that’s right for you.
We check with 40+ A-rated carriers and send a simple video that explains your best coverage options, so you can choose confidently without feeling rushed or pressured.
After reviewing your options, we make adjustments as needed so your policy fits just right. No more paying for the wrong coverage or putting off peace of mind.
Forget the hassle of starting over. We make sure your new coverage is in place and your transition is seamless, because getting protected should feel easy.
At Trailstone Insurance Group, we believe insurance shouldn’t be complicated. Below are some of the most common questions we hear from customers. If you don’t see your question here, feel free to contact us or speak directly with an agent, we’re here to help.
The filing itself is cheap, usually $15–$25 one-time fee. The higher cost comes from being considered a high-risk driver, which can increase your premium significantly.
The state usually requires minimum liability. But if you still owe money on your car, your lender may require full coverage.
Usually no. The court or DMV sets the time requirement. Only fulfilling the full period keeps your license clear.
Insurance shouldn't feel confusing. Our Learning Center gives you clear, helpful information so you can make confident choices about your coverage.