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Hit the Road with RV Coverage You Can Trust
Every road trip should be about the journey, not worrying about what could go wrong. At Trailstone Insurance Group, we’ll help match your motorhome, camper, or travel trailer with coverage that protects against accidents, theft, damage, and more.
Then our advisor will help compare top carriers, explain your options clearly, and guide you to the policy that fits your travel style and budget. So, you can focus on making memories,knowing your home on wheels is in good hands.
The Adventure-Ready Life of an RV
RVs are more than a way to travel. They are a home that moves with you, carrying your memories, your comforts, and your sense of adventure wherever you go.
A home on wheels
Your RV holds everything from your bed and kitchen to your favorite travel mementos, making it worth far more than just its vehicle value.
Endless destinations
One day you are cruising down the interstate, the next you are parked by a quiet lake, which means your RV faces a constantly changing set of risks.
Built for your journey
From custom solar panels to plush seating and entertainment systems, your upgrades make your RV one of a kind and worth protecting.
![Copy of [Template] Trailstone Collage](https://trailstoneinsurance.com/hs-fs/hubfs/assets/Page%20Photos/RV%20Insurance/Copy%20of%20%5BTemplate%5D%20Trailstone%20Collage.jpg?width=555&height=617&name=Copy%20of%20%5BTemplate%5D%20Trailstone%20Collage.jpg)
Know Your Coverage. Drive With Confidence.
Insurance isn’t just a legal requirement, it’s your backup plan when life takes a turn. Learn what each coverage does so you’re never caught off guard.
Class A Motorhomes
Ranging from 26–45 feet with luxury features, Class A motorhomes often exceed $100,000 in value. Coverage should include collision, comprehensive, and full replacement cost.
Class B Campervans
At 17–23 feet, these compact RVs are easy to park but often have costly custom conversions. Make sure your policy covers upgrades and added equipment.
Class C Motorhomes
Built on a truck chassis with over-cab sleeping, Class Cs range 20–33 feet. Look for coverage that includes liability, roadside assistance, and personal property.
Travel Trailers
From 10–40 feet, these towable RVs aren’t covered by most auto policies. Comprehensive coverage protects against towing accidents, theft, and storm damage.
Fifth Wheel Trailers
Large and stable, fifth wheels hitch over a pickup’s axle and offer residential-style space. Coverage should include replacement cost and campsite liability.
Pop-Up Campers
Lightweight and collapsible, pop-ups are budget-friendly but still at risk for theft and weather damage. Choose coverage that protects both storage and towing.
The Hidden Dangers of Seasonal RV Coverage
Many RV owners pause or reduce their coverage when the season ends, thinking they are saving money. The truth is, most of the biggest risks happen when the RV is parked.
- Theft and vandalism can strike storage lots and driveways just as easily as campgrounds
- Fire, storms, and falling trees can damage or destroy an RV in minutes
- Liability claims can still happen if someone is injured near your parked RV
Reducing coverage in the off-season can turn a small premium savings into a massive out-of-pocket expense. Keep your RV fully protected year-round so your next trip starts the moment you turn the key.
![Copy of [Template] Trailstone Collage (1)](https://trailstoneinsurance.com/hs-fs/hubfs/assets/Page%20Photos/RV%20Insurance/Copy%20of%20%5BTemplate%5D%20Trailstone%20Collage%20(1).jpg?width=555&height=617&name=Copy%20of%20%5BTemplate%5D%20Trailstone%20Collage%20(1).jpg)
Our Simple process
Your Path to the Best RV Insurance
Getting the right insurance should not be confusing or stressful. With our four-step process, you get protection you can trust and the confidence of knowing that when disaster strikes, so that you know you are covered the right way.
Start With a 15-Minute Call
No one else has your exact life, your business, or your priorities. On this call, we dig into what matters most to you and build a policy around it. No generic quotes. No guessing. Just coverage that’s right for you.
Know Your Options. Protect What Matters.
We check with 40+ A-rated carriers and send a simple video that explains your best coverage options, so you can choose confidently without feeling rushed or pressured.
Make a Confident Choice
After reviewing your options, we make adjustments as needed so your policy fits just right. No more paying for the wrong coverage or putting off peace of mind.
Switch With Confidence. We’ll Handle the Rest.
Forget the hassle of starting over. We make sure your new coverage is in place and your transition is seamless, because getting protected should feel easy.
Answers you can trust, whenever you need them.
Explore RV Insurance in the Learning Center
Insurance shouldn't feel confusing. Our Learning Center gives you clear, helpful information so you can make confident choices about your coverage.
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