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Own the Road. Protect Your Ride.
Every ride is an adventure, and you deserve the confidence to enjoy every mile. We’ll assess your riding style, your bike, and your budget to match you with coverage that fits, without paying for what you don’t need.
You’ll get side-by-side carrier comparisons, clear explanations, and guidance to make the smartest choice.
Once you’re set, we’ll keep your policy up to date so you’re always ready for the next ride.
The 3 Most Important Motorcycle Insurance Coverages
Riding is more than transportation. It is freedom, adrenaline, and peace all in one. The right insurance gives you the confidence to lean into every curve and take on every mile knowing you and your bike are protected.
Uninsured and Underinsured Motorist Coverage
Covers you if a driver with little or no insurance causes you harm so you are not left with the cost.
Custom Equipment
Protects the upgrades, accessories, and personal touches that make your bike truly yours.
Comprehensive and Collision Coverage
Pays to repair or replace your bike after an accident or unexpected events like theft, fire, or severe weather.
![Copy of [Template] Trailstone Collage](https://trailstoneinsurance.com/hs-fs/hubfs/assets/Page%20Photos/Motorcycle%20Insurance/Copy%20of%20%5BTemplate%5D%20Trailstone%20Collage.jpg?width=555&height=617&name=Copy%20of%20%5BTemplate%5D%20Trailstone%20Collage.jpg)
Coverage for Every Kind of Rider
Whether you ride a cruiser, sport bike, adventure bike, scooter, touring bike, or dirt bike, Trailstone Insurance Group has you covered. We understand the unique needs of each style and match you with coverage built for your bike and your lifestyle, so you can ride with total confidence.
Cruiser
Designed for relaxed, low-speed comfort with classic style, bikes like the Harley-Davidson Softail, Indian Chief, and Honda Rebel are favorites for laid-back riders.
Sportbike
Built for speed and agility, models such as the Yamaha YZF-R6, Kawasaki Ninja ZX-6R, and Suzuki GSX-R750 deliver high-performance thrills on the pavement.
Touring
Perfect for long-distance comfort, bikes like the Honda Gold Wing, BMW K1600GTL, and Harley-Davidson Road Glide offer plush seating, storage, and smooth handling.
Adventure (ADV)
Versatile for both highways and rugged trails, the BMW R1250GS, KTM 1290 Super Adventure, and Triumph Tiger 1200 are made for riders who crave exploration.
Dual-Sport
Street-legal yet trail-ready, options such as the Kawasaki KLR650, Suzuki DR650, and Honda CRF450L balance on-road convenience with off-road capability.
Standard (Naked)
Known for upright comfort and everyday versatility, the Yamaha MT-09, Honda CB650R, and Kawasaki Z900 are all-around machines for any kind of ride.
Hidden Gaps That Could Cost You Thousands
Think you have full coverage? Many riders find out the hard way that their policy leaves them exposed. Common gaps include:
- Underinsured upgrades – Custom parts and accessories may only be partially covered, leaving you to pay the difference if damaged or stolen.
- Diminished value – After an accident, your bike can lose resale value even after repairs, and most policies will not cover that loss.
- Low total loss payout – If your bike is totaled, you may only get its depreciated value, not enough to replace it with a new one.
The only way to know is to review your policy with an expert who can identify and close these gaps before it is too late. Request your free coverage review today and ride with confidence.
![Copy of [Template] Trailstone Collage (1)](https://trailstoneinsurance.com/hs-fs/hubfs/assets/Page%20Photos/Motorcycle%20Insurance/Copy%20of%20%5BTemplate%5D%20Trailstone%20Collage%20(1).jpg?width=555&height=617&name=Copy%20of%20%5BTemplate%5D%20Trailstone%20Collage%20(1).jpg)
Our Simple process
Your Path to the Best Motorcycle Insurance
Getting the right insurance should not be confusing or stressful. With our four-step process, you get protection you can trust and the confidence of knowing that when disaster strikes, so that you know you are covered the right way.
Start With a 15-Minute Call
No one else has your exact life, your business, or your priorities. On this call, we dig into what matters most to you and build a policy around it. No generic quotes. No guessing. Just coverage that’s right for you.
Know Your Options. Protect What Matters.
We check with 40+ A-rated carriers and send a simple video that explains your best coverage options, so you can choose confidently without feeling rushed or pressured.
Make a Confident Choice
After reviewing your options, we make adjustments as needed so your policy fits just right. No more paying for the wrong coverage or putting off peace of mind.
Switch With Confidence. We’ll Handle the Rest.
Forget the hassle of starting over. We make sure your new coverage is in place and your transition is seamless, because getting protected should feel easy.
Answers you can trust, whenever you need them.
Explore Motorcycle Insurance in the Learning Center
Insurance shouldn't feel confusing. Our Learning Center gives you clear, helpful information so you can make confident choices about your coverage.
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