Search for topics or resources
Enter your search below and hit enter or click the search icon.
Skip to main content
Existing Clients:
Personal
Commercial
Commercial
Pricing
Service Areas
About
Short-Term Rentals Deserve Long-Term Protection
Renting out your home on Airbnb or Vrbo comes with unique risks that standard homeowners or landlord policies don’t cover. Guest damage, liability claims, or income loss can leave you exposed if you're not properly insured.
Trailstone provides tailored short-term rental (STRs) insurance to keep your property, and your profits, fully protected.
Why Short-Term Rental Insurance Is Built Differently
Hosting comes with unique risks that most standard home policies do not cover. Purpose-built insurance fills those gaps and gives you the peace of mind to keep booking confidently.
Flexible Occupancy Coverage
Protection when guests are staying, when the property is empty, or when you use it yourself.
Business Use Built In
Covers the property as a rental business, not just a personal residence.
Guest-Related Protections
Handles damage caused by guests and third-party liability without relying on the platform’s terms.
Trusted by Hosts Across the Top Rental Platforms
From weekend getaways to month-long stays, short-term rental hosts list their properties on some of the most recognized platforms in the world. No matter which one you use, the right insurance gives you the confidence to host without relying on limited guarantees or unclear coverage.
Proper Insurance
Airbnb’s recommended insurer ‘Proper Insurance. They include property damage, liability, and loss of rental income. This is the gold standard and exactly what you need!
CBIZ Vacation Rental Insurance
CBIZ, offers custom policies for different types of rental properties. And they cover damage, liability, and lost rental income.
Openly
Openly’s short-term rental coverage protects your home, guests, and income, even during Airbnb or Vrbo stays. Guest damage, liability, and lost rental income are all covered under one seamless homeowners policy.
Safeco
Safeco offers flexible short-term rental coverage through their Landlord and HomeSharing endorsements. It protects against guest-related damage, liability, and loss of income when renting through platforms like Airbnb or Vrbo.
Travelers
Travelers offers short-term rental protection through a home-sharing host endorsement, or your landlord/homeowners policy with an added rider. This includes coverage for guest-caused property damage, liability claims, and loss of rental income during qualifying stays on platforms like Airbnb or Vrbo.
Steadily
Steadily offers short-term rental insurance designed for Airbnb and Vrbo hosts, no long leases required. It covers guest damage, liability, and lost income, all with fast online quoting and flexible options built for STRs.
Coverage That Works With Your Rental Schedule
Short-term rentals do not operate like traditional homes, and your insurance should not either. Whether you host every weekend or only a few times a year, this coverage adapts to your occupancy and protects you in between guests.
Answers you can trust, whenever you need them.
Explore Short Term Rental Insurance in the Learning Center
Insurance shouldn't feel confusing. Our Learning Center gives you clear, helpful information so you can make confident choices about your coverage.
.jpg)
.jpg)
.jpg)