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Errors & Omissions Insurance That Covers the Cost of Mistakes

In any industry, a missed detail, miscommunication, or oversight can lead to costly claims, even if you did nothing wrong.

Errors & Omissions (E&O) Insurance protects your business from lawsuits alleging mistakes in the products or services you provide.

Whether you’re in contracting, technology, real estate, consulting, or another trade, E&O covers legal defense, settlements, and judgments so one error doesn’t threaten your reputation or your bottom line.

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When Precision Matters Most

In industries where every detail counts, one oversight can create costly problems for your clients. Errors and Omissions Insurance (E&O) helps protect your business when a mistake, omission, or missed deadline leads to financial loss for someone else.

Protection for complex projects

From software bugs to design flaws, E&O addresses claims tied to specialized services and solutions that require accuracy and detail.

Meeting contract demands

Many contracts require proof of E&O coverage before work begins, giving both you and your clients peace of mind.

Defense when work is challenged

Even unfounded claims can lead to expensive legal battles. E&O helps cover defense costs so you can focus on resolving the issue.

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Coverage for a Wide Range of Service-Related Risks

E&O policies can be tailored to protect against costly claims in many industries:

Work Errors

Mistakes in the service or product you delivered.

Incomplete Work

Failing to complete a project as agreed.

Missed Deadlines

Project delays that cause client financial loss.

Negligence

Allegations that you didn’t meet expected standards of care.

Misrepresentation

Claims you provided false or misleading information.

Breach of Contract

Failure to meet the terms of a service agreement.

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When One Oversight Turns Into a Big Problem

In high skill industries, the smallest miss can set off a chain reaction. A project stalls, deadlines slip, and the client’s losses start adding up. That is when they look to you for repayment.

How small issues become big bills

A coding error shuts down a client’s online store for days
A design flaw forces expensive rework on a construction project
A missed requirement delays product delivery and causes contract penalties

Errors and Omissions Insurance steps in to help cover these kinds of claims so your focus can stay on fixing the issue, not fighting to survive financially.

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Hear from current clients

"Trailstone was very helpful in finding the right coverage I needed and at a much more affordable price. I really appreciated how they took the time to explain the coverages and ways to keep my premiums down."

Steve L., Bend, OR

Our Simple process

Your Path to Finding the Best Errors & Omissions Insurance

Getting the right insurance should not be confusing or stressful. With our four-step process, you get protection you can trust and the confidence of knowing that when disaster strikes, so that you know you are covered the right way.

We Listen First

You want to protect your business, but you’re not sure where to start. That’s where we come in.

Because before we can protect your business, we need to know your business.

Let Us Do The Heavy Lifting

You stay focused. We handle the details. You’ll receive real options built around your needs, not just your business type.

With access to 100+ carriers and strong industry relationships, we deliver quotes tailored to your business.

Clear, Comparable Options

We explain how each policy works with real claim examples, share our honest recommendation, and answer every question on the spot.

You’ll know exactly what you’re buying and why.

Switch With Confidence. We’ll Handle the Rest.

You choose the coverage, we handle the rest. From final negotiations to certificates.

When you have a question, we’re here to help.

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Common Questions from Our Customers

FAQs

At Trailstone Insurance Group, we believe insurance shouldn’t be complicated. Below are some of the most common questions we hear from customers. If you don’t see your question here, feel free to contact us or speak directly with an agent, we’re here to help.

How much does E&O Insurance cost?

What is retroactive coverage in E&O?

How do I file an E&O claim?

Answers you can trust, whenever you need them.

Helpful Resources

Insurance shouldn't feel confusing. Our Learning Center gives you clear, helpful information so you can make confident choices about your coverage.