What Is a CLUE Report? (And Why It Raises Your Insurance Rates)

What Is a CLUE Report and How It Impacts Your Insurance Rates 📋💡

Ever wonder why your insurance rates jump even when you’ve been a safe driver or careful homeowner? The answer might be hiding in something called a CLUE Report. In this video, we’ll uncover what it is, how it’s used, and what you can do if it’s working against you.

✔️ What a CLUE Report is (and what “Comprehensive Loss Underwriting Exchange” means)
✔️ The type of claim data it contains — even if you didn’t get a payout
✔️ How insurers use it to raise (or lower) your premiums
✔️ Your rights under the Fair Credit Reporting Act (FCRA)
✔️ How to get a free copy and dispute errors

💡 Don’t let hidden claim history cost you money. Knowing what’s in your CLUE Report could mean the difference between higher premiums and fair coverage.