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What Happens When You File Multiple Home Insurance Claims?

November 4th, 2025

0 min. read

By Mark Rodgers

Lately, we’ve seen an increase in insurance companies non-renewing home policies due to too many claims. So, the big question is: How many claims are too many? Let’s break it down and explore why your claims history matters to insurers.

✔️ What counts as “too many”? Learn the unwritten rules about claim frequency and their impact.
✔️ Why insurers care: Understand how claims affect your risk profile and future premiums.
✔️ Tips to avoid non-renewals: Strategies to handle home repairs without filing unnecessary claims.

💬 We want to hear from you! Have you faced issues with too many claims on your home insurance? Share your experience in the comments below!