Skip to main content

WARNING Previous Owners Claims Can Cost You THOUSANDS in Homeowners Insurance Mistakes!

November 4th, 2025

0 min. read

By Mark Rodgers

Property investors and homeowners, listen up! 🏠 Today, we’re tackling a common myth: A previous owner’s insurance claim won’t impact your rates. Spoiler alert—it does!

✔️ How claims history works: Learn why a property’s past claims can influence your insurance.
✔️ Why it matters: Understand how insurers use CLUE reports to assess risk.
✔️ What you can do: Tips to protect your rates and negotiate smartly when buying property.

💬 We want to hear from you! Have you experienced higher rates due to a previous owner’s claims? Share your story in the comments below!