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The Ultimate Guide: Captive vs Independent Insurance Agents Uncovered

October 17th, 2025

0 min. read

By Mark Rodgers

Today, we’re diving into the world of insurance agents and exploring the key differences between captive insurance companies like State Farm, Farmers, and Allstate and independent agents like Trailstone Insurance Group.

✔️ Captive agents: Learn how they’re tied to a single company’s products.
✔️ Independent agents: Discover how they offer multiple options to fit your unique needs.
✔️ Why Trailstone is better: See how our flexibility and commitment to finding the best coverage for YOU make all the difference.

💬 We want to hear from you! Have you worked with both captive and independent agents? Share your experience in the comments below!