Insurance Myths Exposed: Direct Carriers vs. Independent Agents

Insurance Myths Busted: Direct Carriers vs. Independent Agents

Are you trying to save on insurance and wondering if skipping the middleman could cut costs? It might seem logical, but there’s more to the story. Stick with me for a few minutes, and you’ll discover how insurance pricing really works—and why working with an independent agent like Trailstone might be your smartest move.

✔️ How insurance rates are set: Understand why core premium rates are the same whether you go direct or use an agent.
✔️ Direct carriers vs. independent agents: Real examples of cost differences and why independent agents provide better service.
✔️ The Trailstone difference: Access over 40 A-rated carriers with a dedicated agent who works for YOU, not just a call center.