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How Do Home and Auto Insurance Agents Get Paid?

October 17th, 2025

0 min. read

By Mark Rodgers

Ever wondered how insurance agents get paid? 💸 Most agents earn a commission when they sell a policy, but how much is that commission, and can it be negotiated? 🤔 The answer isn’t a secret, but it’s also not so simple.

✔️ How commissions work: Learn the basics of how agents earn money on your policies.
✔️ What factors influence commissions? Discover how policy types and companies affect agent payouts.
✔️ Can you negotiate? Find out if it’s possible to adjust commissions or save on premiums.

💬 We want to hear from you! Have questions about agent commissions or insurance costs? Share them in the comments below!