Hitting an Animal: Is It a Comprehensive or Collision Claim?

Most people assume that hitting a deer or another animal is automatically a comprehensive claim—but here’s the surprise: it could actually be classified as a collision claim! Let’s break down the difference so you know what to expect if this happens to you.

✔️ Comprehensive claims: Cover accidents with wildlife, like deer or other large animals.
✔️ Collision claims: Apply if you hit a domestic animal or swerve to avoid an animal and hit something else.
✔️ Why it matters: Understand how these classifications affect your coverage and deductible.

💬 We want to hear from you! Have questions about comp vs. collision claims? Share them in the comments below!