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Dave Ramsey APPROVED Home Insurance Tips You Need to Know!

October 16th, 2025

0 min. read

By Mark Rodgers

Dave Ramsey, one of the most trusted voices in personal finance, is well-known for his 7 Baby Steps to Financial Freedom and Financial Peace University. But what does he have to say about saving money on your home insurance? Let’s dive into Dave’s practical advice!

✔️ Shop around: Compare policies to ensure you’re getting the best deal.
✔️ Bundle policies: Save money by combining home and auto insurance.
✔️ Increase your deductible: Lower premiums by choosing a higher out-of-pocket deductible.
✔️ Review your coverage: Avoid paying for coverage you don’t need.
✔️ Work with independent agents: Find someone who can shop multiple companies for the best rate—just like Trailstone Insurance Group.