Search for topics or resources
Enter your search below and hit enter or click the search icon.
October 17th, 2025
1 min. read
By Mark Rodgers
Is the U.S. Home Insurance Market on the Brink of Collapse? California Wildfires Could Be the Tipping Point
The recent California wildfires have been devastating—25 lives lost, thousands displaced, and a $25 billion financial toll. But the impact isn’t staying in California. This wildfire crisis has triggered a national insurance crisis, and that means your home insurance rates are going up—no matter where you live.
🔥 In this video, we’ll cover:
✔️ Why homeowners in states like Colorado, Arizona, and Oregon are already seeing higher rates
✔️ The role of reinsurance and how disasters in one state affect premiums nationwide
✔️ What’s happening to companies like State Farm, Farmers, Liberty Mutual, and USAA
✔️ The hidden crisis of uninsured homeowners in wildfire zones
✔️ How you can protect your home and your wallet—before it’s too late
💬 Have you seen your premiums increase? Drop your story in the comments—we want to hear from you.