Skip to main content

7 Things to Do After a Hailstorm (Step-by-Step)

October 16th, 2025

1 min. read

By Mark Rodgers

7 Things to Do After a Hailstorm (Step-by-Step)

Hailstorms don’t wait for a heads-up—and when the storm passes, you're often left with shattered windows, dented cars, or roof damage. What you do next can make or break your insurance claim. In this video, we’ll walk you through the 7 essential steps to protect your home, your car, and your wallet after hail damage strikes.

✔️ Step 1: Take clear photos and videos of all damage
✔️ Step 2: Mitigate further damage to avoid payout reductions
✔️ Step 3: Contact your insurance agent—BEFORE filing a claim
✔️ Step 4: Understand your deductibles (especially for hail/wind!)
✔️ Step 5: Be wary of unsolicited contractors or “storm chasers”
✔️ Step 6: Request a detailed settlement breakdown
✔️ Step 7: Don’t accept the first offer—supplements may be needed

💡 Pro Tip: Filing the wrong type of claim (or too early) can raise your rates—even if you don’t get a payout. Watch this before you call your carrier.