5 Biggest Home Insurance Problems—Are You at Risk?

📢 The 5 Biggest Problems with Home Insurance—What They Don’t Want You to Know!

💰 Did you know some of the biggest home insurance companies—like State Farm, Allstate, and USAA—deny nearly HALF of their claims? 😱

📉 Your rates keep going up, but your coverage keeps shrinking! If you’re tired of overpaying and getting the runaround, here are the TOP 5 problems with home insurance and how to protect yourself.

🚨 Top 5 Home Insurance Problems:
1️⃣ High Claim Denial Rates – Some insurers deny nearly 50% of claims (yikes!).
2️⃣ Massive Premium Increases – Farmers raised rates by 19.4% in 2023 alone!
3️⃣ Policy Cancellations – State Farm dropped 72,000 policies in high-risk areas.
4️⃣ Hidden Exclusions & Poor Service – Call centers, fine print, and misleading policies.
5️⃣ Unfair Pricing – Credit scores, ZIP codes, and even your job can increase your rates!

🔎 What Can You Do? ✅ Check your policy – Make sure you’re not overpaying or under-covered.
✅ Compare your options – Don’t settle for what a single company offers.
✅ Work with an independent agent – Trailstone shops 40+ insurers to find YOU the best deal.

💬 Have you had an insurance nightmare? Share your story in the comments!